N.C. Farm Bureau v. Martin
By: Joseph W. Fulton
This case from the N.C. Supreme Court dealt with an insurance coverage issue: resident-relatives. A mother and daughter sought UIM coverage under a personal auto policy issued to their mother-in-law/grandmother. They all lived on a family farm. The insured lived in the main house. The claimants lived in a guesthouse on the same property. The insured paid all of the expenses for the guesthouse. The Court held that the claimants were not residents of the insured’s household because they had “never lived together under the same roof . . ..” Therefore, the claimants were not insureds.
NCADA members Walter Brock, Jr., Andrew P. Flynt, and Matthew C. Burke represented N.C. Farm Bureau. Member George L. Simpson, IV filed an amicus brief on behalf of NCADA.
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